SBI Specialist Cadre Officers Recruitment 2026-27 – Apply Online for 283 Posts

SBI Specialist Cadre Officers Recruitment 2026-27 – Overview

Important Dates – SBI SCO Recruitment 2026-27

SBI SCO Vacancy Details 2026-27

The notification separately shows regular and backlog vacancies. Backlog vacancy totals are derived from the category-wise backlog figures in the notification; the regular post-wise totals are those printed in the vacancy table. Vacancies are provisional and may vary according to the Bank's actual requirement.

PwBD horizontal vacancies: The notification provides VI, HI, LD and D&E figures separately. PwBD reservation is horizontal and included in the respective parent category. Candidates may apply for more than one post if they satisfy the eligibility conditions.

Circle-wise Vacancy Details

For Relationship Manager-Team Lead, Investment Specialist, Investment Officer, VP Wealth and AVP Wealth, candidates must indicate three different Circle preferences while applying. Repetition of a Circle may lead to an appropriate decision by the Bank, and Circle preference cannot be changed later.

Eligibility Criteria for SBI Specialist Cadre Officers Recruitment 2026-27

Age Limit

The age is calculated as on 31 August 2026. The post-wise age ranges are 23 to 50 years. The maximum age shown in the notification is for Unreserved candidates; upper-age relaxation is available to eligible reserved categories as per Government of India guidelines.

• SC/ST, OBC-NCL, PwBD and other eligible categories receive applicable Government of India age relaxation.
• OBC vacancies are for Non-Creamy Layer candidates. OBC-NCL candidates must submit the prescribed certificate issued during the period specified in the notification.
• EWS vacancies are tentative and subject to Government directions and litigation outcomes; valid Income & Asset certification is required.
• Experience of less than six months in an organization is not counted for eligibility.
• Teaching and training experience is not counted for eligibility.

Post-wise Educational Qualification, Experience and Role

Post 1 – Zonal Head (Retail)

Age: 35-50 years as on 31 August 2026.

Educational Qualification: Mandatory: Graduation from a Government recognised University or Institution. Preferred: MBA (Banking/Finance/Marketing) with 60%; CFP/CFA/NISM V-A/NISM Investment Advisor/NISM 21-A.

Experience: Minimum 15 years in managing sales in Wealth Management/Retail Banking/AMCs, including minimum 5 years leading a large team of Relationship Managers and Team Leads, preferably in Wealth Management Firms or AMCs.

Job Profile / Key Responsibilities: Manage Wealth Management sales in the allocated Zone; increase Total Relationship Value (TRV) and Assets Under Management (AUM); lead RM Team Leads/RMs; acquire HNI and affluent customers; ensure compliance and documentation; conduct investment seminars/customer meets and drive customer satisfaction.

Suggested Posting: East Zone (Kolkata)

Post 2 – Regional Head (RH)

Age: 35-50 years as on 31 August 2026.

Educational Qualification: Mandatory: Graduation from a Government recognised University or Institution. Preferred: MBA (Banking/Finance/Marketing) with 60%; CFP/CFA/NISM V-A/NISM Investment Advisor/NISM 21-A.

Experience: Minimum 12+ years of relationship-management experience, preferably in wealth management with leading Public/Private/Foreign Banks, Wealth Management Firms or AMCs, including 5+ years leading a large RM/Team Lead group.

Job Profile / Key Responsibilities: Manage Relationship Managers, RM Team Leads and Investment Officers of the allotted Circle(s); achieve acquisition and relationship targets for affluent/UHNI/HNI clients; cross-sell investment, insurance and other asset classes; improve TRV/AUM; monitor financial-needs analysis, risk profiling, portfolio reviews, certification, complaints and branch development.

Suggested Posting: Bengaluru, Bhopal, Hyderabad, Guwahati, Patna

Post 3 – Relationship Manager-Team Lead

Age: 28-42 years as on 31 August 2026.

Educational Qualification: Mandatory: Graduation from a Government recognised University or Institution. Preferred: MBA (Banking/Finance/Marketing) with 60%; CFP/CFA/NISM V-A/NISM Investment Advisor/NISM 21-A.

Experience: Minimum 8 years in relationship management, preferably wealth management with leading Public/Private/Foreign Banks, Broking/Securities firms or AMCs. Team Lead experience is preferred.

Job Profile / Key Responsibilities: Manage an RM team; acquire and deepen affluent/HNI relationships; sell investment and insurance products; improve TRV/AUM and product-per-customer; perform financial-needs analysis, risk profiling and portfolio reviews; ensure compliance, documentation, CASA routing and branch investment/insurance seminars.

Suggested Posting: Centres within the applied/opted Circle

Post 4 – Investment Specialist (IS)

Age: 28-42 years as on 31 August 2026.

Educational Qualification: Mandatory: PG Degree/PG Diploma in Finance, Accountancy, Business Management, Commerce, Economics, Capital Markets, Banking, Insurance or Actuarial Science from a recognised College/University, or CA/CFA. Preferred: CA/CFP/CFA/NISM Investment Advisor/Research Analyst Certificate/NISM 21-A.

Experience: Minimum 6 years post-qualification experience as an investment advisor/counsellor/officer or product-team member in Wealth Management Firms/AMCs.

Job Profile / Key Responsibilities: Guide clients across mutual funds, fixed income, structured products, discretionary portfolios and alternate products; provide investment opinions; prepare market/product presentations; research investment opportunities and create house views; support financial-needs analysis, risk profiling and portfolio reviews; maintain AMFI, IRDA and NISM certification.

Suggested Posting: Centres within the applied/opted Circle

Post 5 – Investment Officer (IO)

Age: 28-40 years as on 31 August 2026.

Educational Qualification: Mandatory: PG Degree/PG Diploma in Finance, Accountancy, Business Management, Commerce, Economics, Capital Markets, Banking, Insurance or Actuarial Science from a recognised College/University, or CA/CFA. Preferred: CA/CFP/CFA/NISM Investment Advisor/Research Analyst Certificate/NISM 21-A.

Experience: Minimum 4 years post-qualification experience as an investment advisor/counsellor/officer or product-team member in Wealth Management Firms/AMCs.

Job Profile / Key Responsibilities: Guide clients on investment and financial-service products; support VP Wealth/RM teams with investment opinions; prepare product/market presentations; research opportunities; explain complex and structured products; support financial-needs analysis, risk profiling and portfolio reviews; ensure AMFI, IRDA and NISM certification.

Suggested Posting: Centres within the applied/opted Circle

Post 6 – VP Wealth

Age: 26-42 years as on 31 August 2026.

Educational Qualification: Mandatory: Graduation from a Government recognised University or Institution. Preferred: MBA (Banking/Finance/Marketing) with 60%; NISM V-A/XXI-A, CFP/CFA.

Experience: Essential: 6 years in sales and marketing with leading Public/Private/Foreign Banks, Wealth Management Firms or AMCs. Preferred: minimum 6 years as Relationship Manager or similar role, preferably in Wealth Management.

Job Profile / Key Responsibilities: Acquire, nurture and strengthen affluent/UHNI/HNI relationships; cross-sell investment, insurance and other asset classes; increase TRV/AUM and product-per-customer; conduct financial-needs analysis, risk profiling and portfolio reviews; cross-sell mortgages/credit cards; ensure AMFI/IRDA/NISM certification, same-day client instruction execution and full documentation; conduct branch investment/insurance seminars.

Suggested Posting: Centres within the applied/opted Circle

Post 7 – AVP Wealth

Age: 23-35 years as on 31 August 2026.

Educational Qualification: Mandatory: Graduation from a Government recognised University or Institution. Preferred: Post-graduation in Finance/Marketing/Banking; NISM V-A/XXI-A, CFP/CFA.

Experience: Mandatory: 3 years in sales and marketing with leading Public/Private/Foreign Banks, Wealth Management Firms, AMCs or SBI Wealth CREs having 4 years of experience. Preferred: minimum 3 years as Relationship Manager or similar role, preferably in Wealth Management.

Job Profile / Key Responsibilities: Acquire and deepen affluent/HNI relationships; sell investment and insurance products; increase TRV/AUM and product-per-customer; cross-sell mortgages and credit cards; perform financial-needs analysis, risk profiling and portfolio reviews; ensure AMFI/IRDA/NISM certification, same-day client instruction execution and full documentation; conduct branch investment/insurance seminars.

Suggested Posting: Centres within the applied/opted Circle

SBI SCO Salary / CTC Structure 2026-27

Annual CTC is negotiable and depends on the candidate's experience, current emoluments and place of posting. The CTC includes fixed pay, conveyance/mobile/medical allowances, performance-linked pay and other applicable perks. Performance-linked pay may range from 0% to 45% of fixed pay, and annual increment bands differ by post.

The contract period is 5 years and may be renewable for a further period of up to 4 years at the Bank's discretion, subject to applicable conditions. Either side may terminate the contract with two months' notice or payment/surrender of two months' compensation in lieu thereof.

Selection Process for SBI SCO Recruitment 2026-27

1. Preliminary shortlisting by the Bank's shortlisting committee based on qualifications, experience, suitability and other parameters.
2. One or more rounds of Personal / Telephonic / Video Interview, as decided by the Bank.
3. CTC negotiation with shortlisted candidates during or after the interview process.
4. Final merit list based on interview marks only; tie at the cut-off is resolved by ranking the older candidate higher.
5. Medical fitness, document and applicable category verification before engagement.

The interview carries 100 marks. Qualifying marks will be decided by the Bank. Merely meeting the minimum qualification and experience does not guarantee an interview call.

Scheme of Examination and Syllabus

No written/online examination scheme is prescribed in this notification. The selection process is based on shortlisting followed by one or more interview rounds and CTC negotiation. The interview carries 100 marks, and the merit list is prepared using interview scores only.

Registration and Examination Fee

Payment is made online through the payment gateway using Internet Banking, Debit Card, Credit Card or other permitted online modes. Transaction charges, if any, are borne by the candidate. Fees once paid are not refundable and cannot be adjusted against another examination or selection.

How to Apply for SBI Specialist Cadre Officers Recruitment 2026-27?

1. Visit the SBI Careers current openings page.
2. Open Advertisement No. CRPD/SCO/2026-27/23.
3. Read the detailed advertisement carefully and select the eligible post(s).
4. Register online using a valid email ID and mobile number.
5. Scan and upload the prescribed photograph, signature and supporting documents.
6. Enter personal, educational and experience details carefully and save the application if required.
7. Pay the applicable fee online and complete the registration.
8. Review the complete application before final submission because corrections are not allowed after final submission.
9. Print/save the system-generated application and e-receipt for future reference.

Required uploads include recent photograph, signature, brief resume, ID proof, PAN card, PwBD certificate where applicable, educational certificates, experience certificates, Form-16/offer letter/latest salary slip, NOC where applicable, and Bio-data/CTC format. Documents are generally PDF, while photograph and signature follow the prescribed image formats and sizes.